| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Davis Trust CompanyElkins | WV | $274.9M | $204.2M | +10.3% | +9.8% | 0.57% | 77.2% | 3.75% | 8.33% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Davis Trust Company.