| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Perennial BankDarwin | MN | $158.1M | $144.6M | +5.7% | +6.6% | 1.00% | 59.7% | 2.99% | 9.63% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Perennial Bank.