| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens State Bank of OurayOuray | CO | $231.2M | $212.3M | +5.7% | -2.9% | 0.58% | 83.1% | 4.27% | 8.23% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens State Bank of Ouray.