| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Savings Bank and Trust CompanyNashville | TN | $188.1M | $156.5M | -6.0% | -0.5% | 0.22% | 87.8% | 3.56% | 9.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Savings Bank and Trust Company.