| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Chelsea State BankChelsea | MI | $416.5M | $366.0M | +2.4% | -1.6% | 1.57% | 63.0% | 4.14% | 12.75% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Chelsea State Bank.