| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank of MiddleburyMiddlebury | IN | $836.2M | $651.3M | -3.1% | +3.2% | 1.59% | 57.3% | 4.25% | 13.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank of Middlebury.