| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State Bank and Trust CompanyHiawatha | KS | $103.6M | $79.6M | +3.9% | +1.0% | 2.10% | 57.5% | 4.48% | 18.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank and Trust Company.