| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Central BankLittle Rock | AR | $954.6M | $743.4M | +17.2% | +19.2% | 1.09% | 34.5% | 3.22% | 9.29% |
| Cross BankWynne | AR | $593.5M | $480.7M | -1.4% | +5.0% | 1.91% | 40.5% | 4.91% | 10.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Central Bank.