| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Heritage Bank of the OzarksLebanon | MO | $424.0M | $376.9M | +9.8% | +11.0% | 1.18% | 61.3% | 3.92% | 9.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Heritage Bank of the Ozarks.