| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Concordia Bank & Trust CompanyVidalia | LA | $667.0M | $585.7M | +5.3% | -2.8% | 1.13% | 69.6% | 3.52% | 11.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Concordia Bank & Trust Company.