| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Community State BankSpencer | IA | $345.8M | $295.5M | +6.8% | +0.7% | 1.42% | 55.0% | 3.23% | 10.33% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Community State Bank.