| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Community Bank & Trust, Waco, TexasWaco | TX | $649.1M | $562.6M | +1.0% | -3.6% | 1.11% | 70.6% | 3.48% | 16.24% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Community Bank & Trust, Waco, Texas.