| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Community Bank of Santa MariaSanta Maria | CA | $396.5M | $350.4M | -4.5% | +3.4% | 1.07% | 68.8% | 4.39% | 10.69% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Community Bank of Santa Maria.