| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Commercial BankIthaca | MI | $552.7M | $475.2M | -3.0% | -4.4% | 1.28% | 62.8% | 4.12% | 11.00% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Commercial Bank.