| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Commercial BankHarrogate | TN | $2.36B | $1.91B | +3.0% | +8.5% | 1.82% | 40.8% | 3.89% | 11.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Commercial Bank.