| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of ColumbiaColumbia | KY | $231.1M | $209.2M | +5.6% | +4.5% | 2.27% | 53.2% | 4.63% | 9.45% |
| Neighbors BankClarence | MO | $115.6M | $82.1M | +10.1% | +8.0% | -3.84% | 107.4% | 2.53% | 10.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of Columbia.