No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $115.6M | $82.1M | $89.5M | $11.4M | $-2.2M | -3.84% | 2.53% | 1.12% |
| Q1 2026 | $113.6M | $86.8M | $88.5M | $12.4M | $-1.2M | -4.06% | 2.39% | 1.08% |
| Q4 2025 | $113.0M | $94.2M | $79.5M | $13.6M | $-784K | -0.77% | 2.92% | 1.18% |
| Q3 2025 | $108.1M | $86.0M | $67.0M | $15.3M | $1.0M | 1.36% | 2.93% | 0.94% |
| Q2 2025 | $110.6M | $74.6M | $82.9M | $15.3M | $1.2M | 2.46% | 2.84% | 0.95% |
| Q1 2025 | $88.5M | $68.4M | $65.4M | $14.4M | $362K | 1.61% | 3.06% | 0.80% |
| Q4 2024 | $91.4M | $55.5M | $74.9M | $13.8M | $3.2M | 4.04% | 2.81% | 0.58% |
| Q3 2024 | $85.3M | $53.9M | $61.1M | $12.9M | $1.9M | 3.45% | 2.75% | 0.63% |
Loan mix (Q2 2026): real estate $82.6M · commercial $314K · consumer $244K · securities $9.1M
| Ratio | Neighbors Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -3.84% | 1.24% | 0th | |
Return on equity Annualized net income ÷ equity or net worth | -35.2% | 11.9% | 0th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.53% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 107.4% | 62.9% | 98th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Neighbors Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Neighbors Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Neighbors Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Neighbors Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.