| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cogent BankOrlando | FL | $2.45B | $2.19B | +6.9% | +4.3% | 2.22% | 45.4% | 4.77% | 9.80% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cogent Bank.