| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State Bank of La CrosseLa Crosse | WI | $648.5M | $513.4M | -3.8% | +0.9% | 2.94% | 39.4% | 4.13% | 13.12% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank of La Crosse.