| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Central State BankClayton | IL | $175.1M | $143.2M | -4.2% | -13.9% | 2.94% | 45.3% | 4.83% | 18.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Central State Bank.