| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Guaranty BankRichmond | KY | $303.6M | $260.7M | +1.6% | +8.0% | 1.51% | 70.1% | 5.43% | 8.52% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Guaranty Bank.