| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens BankNew Haven | MO | $357.4M | $305.4M | +0.5% | -2.7% | 1.33% | 60.6% | 4.19% | 13.38% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank.