| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank of West Virginia, Inc.Elkins | WV | $772.5M | $678.7M | +12.8% | +13.0% | 1.95% | 46.0% | 4.42% | 9.86% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank of West Virginia, Inc..