| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens BankColumbia | MS | $466.3M | $401.3M | -4.1% | +1.3% | 2.40% | 55.7% | 5.11% | 13.81% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank.