| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank and Trust Company of ArdmoreArdmore | OK | $318.8M | $268.9M | -0.9% | +5.6% | 1.59% | 60.9% | 3.63% | 10.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank and Trust Company of Ardmore.