| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens' Bank, Inc.Robertsdale | AL | $158.9M | $143.1M | -0.2% | +6.3% | 1.16% | 66.0% | 3.79% | 11.18% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens' Bank, Inc..