| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank and Trust CompanyBlackstone | VA | $577.6M | $485.5M | +1.5% | +5.0% | 2.11% | 46.9% | 4.55% | 15.69% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank and Trust Company.