| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank MinnesotaNew Ulm | MN | $596.0M | $498.7M | +1.1% | +3.4% | 0.85% | 67.1% | 3.17% | 9.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank Minnesota.