| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens BankHickman | KY | $220.4M | $193.7M | +1.5% | +12.0% | 1.73% | 57.3% | 3.89% | 12.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank.