| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens' Bank of CharlestonCharleston | MO | $185.1M | $146.6M | +5.4% | +7.2% | 2.47% | 37.9% | 4.98% | 20.47% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens' Bank of Charleston.