| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank & Trust Co.Hutchinson | MN | $329.0M | $297.4M | -5.6% | +2.3% | 1.21% | 62.4% | 3.19% | 8.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank & Trust Co..