| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Trust BankAtlanta | GA | $790.3M | $678.1M | -0.1% | -2.0% | 1.58% | 54.1% | 4.28% | 13.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Trust Bank.