| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens BankElizabethton | TN | $1.42B | $1.19B | +6.6% | +9.9% | 1.94% | 55.8% | 4.45% | 12.59% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank.