| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Montezuma State BankMontezuma | IA | $54.6M | $46.2M | -0.5% | +3.8% | 1.75% | 44.2% | 3.97% | 14.85% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Montezuma State Bank.