| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Charlevoix State BankCharlevoix | MI | $248.3M | $221.0M | +1.8% | +7.8% | 2.31% | 56.9% | 4.63% | 10.15% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Charlevoix State Bank.