| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Champlain National BankElizabethtown | NY | $497.1M | $443.9M | +4.6% | -3.1% | 0.90% | 71.6% | 3.67% | 11.24% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Champlain National Bank.