| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Grand Marais State BankGrand Marais | MN | $207.2M | $189.6M | +75.7% | +68.1% | 1.71% | 60.7% | 4.19% | 8.20% |
| Central Bank and TrustLander | WY | $202.5M | $182.3M | +4.3% | +3.3% | 2.19% | 52.6% | 4.55% | 8.66% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Grand Marais State Bank.