| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Richton Bank & Trust CompanyRichton | MS | $52.0M | $43.1M | +1.6% | +6.7% | 0.79% | 81.8% | 4.40% | 16.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Richton Bank & Trust Company.