| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cendera BankBells | TX | $257.6M | $228.5M | +14.5% | +7.5% | 0.37% | 87.7% | 4.30% | 10.65% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cendera Bank.