| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank & Trust CompanyBig Timber | MT | $155.4M | $127.2M | +8.3% | +17.5% | 1.43% | 51.0% | 4.17% | 9.72% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank & Trust Company.