| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens Bank of ClovisClovis | NM | $493.1M | $439.9M | +2.1% | -5.1% | 1.38% | 55.9% | 3.57% | 12.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank of Clovis.