| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank of ChatsworthChatsworth | IL | $36.2M | $31.8M | -2.9% | +11.3% | -0.49% | 107.5% | 3.90% | 15.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank of Chatsworth.