| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens Bank & Trust Co.Marks | MS | $98.6M | $83.0M | -2.3% | +3.9% | 0.92% | 76.4% | 5.48% | 14.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens Bank & Trust Co..