| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cayuga Lake National BankUnion Springs | NY | $273.7M | $249.1M | -1.3% | -1.9% | 0.60% | 83.4% | 2.99% | 9.57% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cayuga Lake National Bank.