| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Carver State BankSavannah | GA | $111.2M | $93.1M | +2.5% | +3.6% | 1.00% | 78.3% | 4.36% | 15.31% |
| BHM BankBirmingham | AL | $17.4M | $14.2M | -5.8% | +0.9% | -3.95% | 157.9% | 3.97% | 13.66% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Carver State Bank.