| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Carter Bank & TrustMartinsville | VA | $4.80B | $4.20B | -0.8% | +0.1% | 3.66% | 38.5% | 3.33% | 11.94% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Carter Bank & Trust.