| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Fidelity BankWest Memphis | AR | $546.8M | $496.3M | -3.5% | -2.9% | 1.28% | 59.2% | 2.96% | 13.08% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Fidelity Bank.