| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Chillicothe State BankChillicothe | MO | $135.2M | $122.7M | +1.1% | +3.0% | 1.24% | 62.6% | 4.03% | 8.01% |
| State Bank of MissouriConcordia | MO | $134.3M | $122.1M | -6.4% | +3.9% | 1.32% | 57.2% | 3.83% | 9.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Chillicothe State Bank.