| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State BankSomerville | TX | $1.22B | $1.05B | +4.9% | +3.0% | 1.65% | 50.3% | 4.74% | 12.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank.