| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| BayVanguard BankBaltimore | MD | $868.7M | $689.1M | -0.9% | -5.1% | 1.01% | 66.0% | 4.45% | 17.34% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, BayVanguard Bank.